3 thoughts on “ck jewelry wholesale What should I do if the owner of Alipay died?”

  1. wholesale silver and stone jewelry Hello
    "Do you think you deposited the account of your bank, do you accidentally die, will they notify your family's money? It's naive!" The netizen said "Bear Palm and Fish".
    Yesterday, the reporter interviewed a number of young people in Nanjing. Almost everyone was a mobile phone. There were various payment applications in it, and there were more deposits.
    Mr. Mr. Wang, who was working in Hexi CBD, told reporters that he lived in Nanjing alone because of his high interest. He saved more than 50,000 yuan on Alipay. Netizens said, in case of unfortunately, no one knows this money, including his parents. "To be honest, I bind the mobile phone. The bank card is related to the bank card. Even if Alipay really can inform me, my mobile phone is either turned off or no one is connected. Is this notice meaningful? Mr. Wang said, this is really a problem. How do family members know that I still have money on Alipay?
    Xiao Liu, who was working at Xinjiekou, told reporters that he had money on Alipay, his wife knew, but he didn't know the password. In addition, their WeChat wallets often have thousands of dollars, but there are no affiliated bank cards, because red envelopes often change, and they do not treat it as money at all. "Although it is taboo, in case it is really gone, the money of WeChat red envelope must be gone. No one can take it as a matter of one thing." Xiao Liu said.
    The reporter's interview learned that among the young people interviews, there are basically wealth lying on the Internet, and a considerable part of the nature of "private house money" is unknown. "If people are really gone, these money must be gone." Almost everyone thinks that the family will suffer losses.
    In fact, according to the suggestion of financial management, you also advocate that everyone should not put eggs in a basket when investing in financial management, but to configure it reasonably, such as regular life matches, buying funds, stocks, insurance, etc., etc. At present, new deposits such as Alipay, WeChat wallet, and Yu'ebao continue to appear. It seems that the asset processing after the "accident" is really not a worry -free problem.
    A protocol that is often ignored
    has not been used for a long time. Alipay will cancel. WeChat will recycle
    It netizens also listed the agreement such as Alipay and QQ registration. Research on reporters found that according to these agreements that everyone usually did not read, the family members of netizens who encountered "accidents" were more difficult to get back the online legacy.
    For example, Article 4 of the "Alipay Service Agreement" part 3 stipulates: "In order to prevent resource occupation, if you have not used your Alipay recorded name or other ways to log in to Alipay for 12 consecutive months, you have logged in to log in by Alipay. Your membership number or account, Alipay will cancel the member number or account, and you will not be able to log in to this website or use the relevant member number or account through this Alipay. To deal with transactions or balances, Alipay will help you handle it. Please operate according to Alipay prompts. "
    Simbly with WeChat, QQ and other accounts, such as" Tencent WeChat Software License and Service Agreement " Article 7 and 5 of Cride Paragraph 7 stipulate: "The ownership of the WeChat account belongs to Tencent. After the user completes the registration procedure, only the right to use the WeChat account, and the right to use only belongs to the initial application registered person. Do not give, borrow, rent, transfer, transfer or sell WeChat accounts or other ways to apply for non -initial applicants to use WeChat accounts in other ways. WeChat account. "" If the user registered the WeChat account for a long time, the account is not logged in, Tencent has the right to recover the account to avoid waste of resources, and any losses brought by the user shall be borne by themselves. "
    This protocol When you register, you will click "Agree", but basically no one reads it carefully.
    In this shows that users who have Alipay and suddenly died, according to the agreement, the money inside will always be passively frozen in the user's account, waiting for his (her) relatives to claim, and theoretically Alipay "will help you handle". But in real life, how Alipay helps you and how your loved ones know this rich account is still unknown.
    The same, "initial application registered" as tools such as WeChat, QQ, WeChat public account, if you die, according to the agreement, ownership is owned by Tencent, and "no gift, borrowing, renting, transferring or selling" This number will eventually be recycled by Tencent, what kind of fate will the corresponding WeChat wallet face? It is also unknown.
    The suggestion of a bank industry person
    The account of "forgotten" shall be announced regularly
    In a bank industry person in Nanjing told reporters that in the bank, there are some "dormant accounts" every year in the bank. There are more or less funds in it. Generally speaking, some accounts have a second contact, banks can contact, or the owner's relatives and friends will take a bank card to inquire, which is better to solve. For wealth on the network platform, you can provide death certificates, hukou, notarization or court judgment in accordance with the method of extraction of bank funds.
    But the problem facing now is that the wealth on these networks is asleep, and their loved ones do not know at all. How to query and extract?
    This professionals said that according to the provisions of some agreements, some accounts may be recovered or even canceled after long -term login. New things, the law is lagging behind.
    "I suggest legislation and rise to the legal level. At a certain period of time, the account that has been canceled in a certain period of time has exceeded a certain amount. , Swiss Bank has always been known for its strict confidentiality system, but in the first half of this year, the Swiss legislature amended the relevant legal terms of "forgotten" funds in the bank. A list of about 2,600 people was announced on the Internet, hoping to find the owner for those who had forgotten the deposits in the bank.
    "Swiss Bank's move is not only looking for the owner, but also the descendants of the owner, inherited and received through the relevant legal procedures." The professionals said that as long as they were announced on a regular basis, they only rely on the many current communication channels. Harmony, it is not difficult to find the master or relatives and friends. This is also a way for the network platform to trust the people and benefit the people.
    Professional point of view
    . Notary office:
    The Internet company should improve management
    because this may involve inheritance and civil disputes. The reporter consulted professionals in the judicial and legal community. "The article says that there is a certain sense, there are places worth thinking about or where they may face in the future, but it is unnecessary to worry about it." Said the relevant person in Nanjing Notary Office.
    The professionals believe that there are two situations in this issue. One is that the holders of Alipay or WeChat accounts suddenly died. The family knows that there is funds in their accounts. What should I do? The other is the sudden death of the account holder. The family members do not know that there are still a lot of funds in their accounts. What should I do?
    First of all, the country has no clear judicial interpretation of "virtual property", and there is no conclusion on the legal community. The mainstream view is that in accordance with the "Inheritance Law", the personal nature of network heritage cannot be inherited, such as personal chat tool QQ, MSN, network ID, etc. The network heritage without personal nature can inherit, such as online shops, copyrights and game coins. The solution of this problem is not too difficult.
    If the second situation, relevant persons in Nanjing notarization office believe that this requires Internet companies to continuously improve their management and self -discipline. There are three methods: First, in response to this situation, Internet companies set up special account custody, and then actively find account holders or family members, but there are disadvantages, provided that they cannot mix with the company's own accounts to prevent new problems, such as one day The closure of the Internet company, the mixed assets caused the loss of capital of the dead user account; the second is that the Internet company actively contacted the CBRC or the third -party network financial management department of the CBRC or the People's Bank of China; the third is to handle the deposit notary business in the notary office and actively find the holder or heir.
    A lawyer:
    The form of diary
    Ne to the wealth account
    The lawyer Yongjin, Jiangsu Ninglian Law Firm, believes that when you are young, you will accept it. No, so to avoid it, in fact, in many countries in the West, many young people have their own lawyers. It is not uncommon to write a wealth list early.
    He believes that account holders can write down their wealth accounts in the form of writing diaries. The password does not have to write. At least when the loved ones are seen, they will think of what the parties' money is; My relatives admit the account information, which involved some of the amount of money in it; do not avoid taboos, directly determine the will, and states where it is directly; in addition, after an accident, the legal heirs can also actively use the relevant certification materials to actively use the common network to the common network. Service providers such as Alipay, WeChat and other requests to query account conditions.

    Remember to adopt! Intersection

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