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1 thought on “lds wholesale jewelry Brief analysis of the differences between digital currencies and WeChat and Alipays”
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kay wholesale jewelry Recently, digital currencies have been tested in Agricultural Bank of China, and they have also begun to pilot in Shenzhen, Xiong'an, Chengdu, Suzhou and other cities. But some netizens are relatively strange to the concept of digital currency. What is the difference between digital currency and Alipay and WeChat payment?
This I simply say it with big vernacular.
The same point: All are digital payment, they are virtual payment. There must be payment equipment (mobile phone) and payment software to support.
Different points:
1. Digital currencies endorsed by the central bank. It belongs to the virtualization form of the legal currency and can be issued.
The WeChat Alipay belongs to a third -party institution, just a type of financial medium. It can only be circulated through separate third -party institutions. For example, WeChat cannot be transferred directly by Alipay.
2. Digital currencies are the same as physical banknotes. Do not worry about withdrawal or delay.
The WeChat Alipay, there are restrictions and handling fees in the withdrawal session, and once a large -scale withdrawal, there will be an extrusion delay.
3. Digital currency anonymous, good confidentiality, and protecting privacy like banknotes.
WeChat Alipay is a real -name system, and privacy can be imagined.
4. Digital currencies are the same as banknotes. The purpose is to circulate, and it is a circulation that reduces costs beyond restrictions. Whether it is domestic or foreign, as long as it can be used, it can broaden the international market and reduce currency exchange payment The link is an effective means to establish a large blockchain.
WeChat Alipay, third -party institutions also need to make profits. The changes in countless personal accounts are only reflected in the data changes on third -party institutions. , Such a huge amount of funds, third -party institutions can operate profit, and have annualized income for personal accounts.
5. Digital currencies have just begun to appear, and they are still small, but the future international prospects are still expected.
The WeChat Alipay has penetrated all aspects of people's lives, forming convenient payment habits, and Chinese people's habits are not easy to change.