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1 thought on “stainless steel swarovski jewelry wholesale Will the digital renminbi be like Alipay, which is easy to use and interest?”
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wholesale jewelry santa fe nm Digital RMB must have no interest in the digital RMB wallet. Digital RMB has no interest in the Alipay wallet, but in Alipay, you can exchange interest in both directions.
It can be exchanged for digital RMB in Alipay to ordinary RMB stores in Yu'ebao to obtain interest. When digital currencies need to be used, it should be convenient for digital RMB to use.
Stmitally digital RMB piloted in Shenzhen, and distributed a digital RMB red envelope of 10 million yuan to ordinary citizens. Some Shenzhen citizens took the lead in experiencing this new currency. So what exactly is digital RMB? What are its characteristics? At the Bund Financial Summit yesterday (25th), Mu Changchun, director of the Digital Monetary Research Institute of the People's Bank of China, interpreted this.
Mu Changchun, director of the Digital Currency Research Institute of the People's Bank of China: Our current digital RMB is not a new currency. In essence, it is the legal currency in the digital form, which means the digital form of the RMB. Another point is equivalent to paper banknotes and coins. In other words, digital RMB is mainly positioned in M0 (cash and coins in circulation).
Mu Changchun said that we do not pay interest on paper banknotes, so digital RMB will not pay interest. In addition, the public goes to commercial banks to pay and redeem digital RMB, and banks will not charge service fees for redemption and return. In the foreseeable future, digital RMB will coexist with paper banknotes for a long time.
The people will think that digital RMB is similar to WeChat and Alipay. In this regard, Mu Changchun said that they are not a concept of dimension and digital RMB. There is no competitive relationship.
Mu Changchun, director of the Digital Currency Research Institute of the People's Bank of China: WeChat and Alipay are financial infrastructure. In popular terms, it is a wallet. In the era of electronic payment, the content of the wallet is actually the deposit currency of commercial banks. In the era of digital RMB, the content of the digital RMB in this wallet of WeChat and Alipay has added the content of the digital RMB. People can still use WeChat and Alipay for payment. Options.
In addition, in response to the concerns of some elderly people who do not use digital RMB, Mu Changchun said that digital RMB will provide inclusive services for all people.
Mu Changchun, director of the Institute of Digital Currency of the People's Bank of China: We have also been developing digital RMB products that are suitable for the elderly and rejecting the use of smart terminals to avoid digital gaps.
is more convenient than Alipay. As long as the mobile phone has electricity, you can pay, and interest should be available.