My credit card account is rich, and the US dollar account has overdraft. How can I pay it? Will it automatically use the money in the RMB account to buy foreign exchange repayment with the money in the RMB account?
5 thoughts on “How to repay the ICBC dual currency credit card foreign currency”
Leave a Comment
You must be logged in to post a comment.
1. The existence of foreign currency cash repayments for foreign currency cash in the ICBC business will be converted into account currency according to the price of the day of the account.
2. When remittance of foreign exchange accounts from ICBC
When filling in the remittance document, fill in your name "full name of the receipt unit", "the account account account" ICBC Co., Ltd. Peony Card Center "," Remarks Bar "indicates the" Peony Dual currency loan card repayment ". The account name of the remittance account and the receipt card account must be consistent.
The expansion information:
. The card surface of the dual currency credit card generally has two different card organization logos (usually in addition to the UnionPay standard, but also one of the signs of VISA, MasterCard or JCB) At the same time, it supports merchants who add these two card organization networks for transactions. ICBC dual -currency credit cards have the following:
1, ICBC's peony CNPC credit card, peony food card, peony Yilong credit card, peony mango credit card, China Southern Airlines peony credit card as UnionPay plus VISA dual currency card;
2, ICBC Zhou Dafu Mudan Credit Card, ICBC Ctrip Credit Card, ICBC Global Travel Platinum Credit Card for UnionPay Canada dual currency cards;
3, ICBC Peony COFCO CIMC, Peony HNA Credit Card, Air China Sounds Credit Card, ICBC China Union Union name name The card is an American Express.
4, ICBC JCB credit card, industrial and commercial JCB USD dual -currency dual -currency Panda cards are UnionPay plus JCB dual currency cards.
Reference materials: Baidu Encyclopedia -two -currency credit card
Credit cards can be used in the following ways to apply for renewal repayment:
1. Online banking: After logging in, please use "All-Credit Card-repay", select "repayment-overdraft currency" according to the prompts;
2 Mobile banking: After logging in, please select the "repayment currency" through "credit card-immediately repay".
This reminder:
If the RMB in the credit card, there is no arrears, and the deposit is sufficient. In this case, you can call the customer service hotline 95588 to try to apply for repayment and repay.
(Answering time: May 27, 2019, please refer to business changes.)
Credit card repayment must first bind my debit card, and then deposit the corresponding amount into the debit card before repayment date.
The specific credit card repayment method and deadline after binding the debit card:
The return to the full amount, no cost;
generally there is a three -day width limit after repayment. The repayment of the repayment within the width period is deemed to be repayed on time;
is also the minimum repayment amount, the daily interest needs to be calculated, from the date of consumption accounting;
The minimum repayment amount stipulated by the bank is deemed to be overdue, and the interest starts from the accounting date. In addition, it is also charged at the minimum repayment of 5 % of the non -repayment amount. Specific credit cards may be different.
Inned card binding can be bound through the official website of the credit card, the specific operation is as follows:
In the official website of opening the bank's credit card, select personal online banking; In the menu in the menu, when the bank card is not bound to the credit card, the choice of adding a new account will appear when the page is below the page;
In the relevant information of the credit card;
Credit card and bank card.
1. The outlets of the ICBC's foreign currency business are deposited in foreign currency cash repayments
If you deposit in other cash other than the account currency, it will be converted into account currency according to the price of the day.
2. Remarks from the ICBC's foreign exchange account
When filling in the remittance document, fill in your name "full name" of the "receipt unit", "the account account account" "Industrial and Commercial Bank Co., Ltd. Peony Card Center", "Remarks Bar" indicates "Peony Dual currency loan card repayment". The account name of the remittance account and the receipt card account must be consistent.
3. Remarks from foreign exchange accounts from other domestic banks
When filling in the remittance document, the "full name of the receipt unit" column fills in "Industrial and Commercial Bank of China Co., Ltd. Beijing Branch Business Department", "receipt unit account" Fill in the column "", "XX" indicates the two currency code, USD 14, HK $ 13, a yen of 27, a pound of pounds, 38 euros, 29 Australian dollars, and 28 Canadian dollars. "Account Bank" fills in the "Bank of China Beijing Branch Sales Department", and the "Remarks Bar" indicates that the "Peony Double Currency Loan Card" and your name and 16 -bit (or 15 -digit) card number. The account name of the remittance account and the receipt card account must be consistent.
. 4. RMB purchase repayment
The foreign currency arrears generated by using dual currency loan card foreign currency accounts or withdrawal cash. Except for transactions prohibited by national laws, RMB purchase compensation can be used to repay Essence Our bank offers a variety of foreign exchange and repayment ways.
ICBC dual currency credit card, the most convenient thing is to open a debit card at the ICBC, and then set up a self -repayment function on the counter, and the foreign exchange purchase function is established. If you open an online bank, you can set up yourself on the Internet. It is recommended that all money usually has a debit card, and the loan card (credit card) is only used for consumption.